I knew the day would come that my kids would need their own cell phone. To be honest it wasn’t something I was thrilled by. My kids having their own phone is just another step in them growing up and getting older. To me, it was a milestone that I wasn’t looking forward to and kept pushing off, but I also see the benefits of tweens having a phone.

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We all hear it all the time: having dinner at home with our family is good for us. We all know the health benefits, but is there even more to it? Can having family dinners make a big difference on our bank account as well?

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As a family, we have been to Thailand numerous times, but every time we would leave I felt like we had missed something. Every trip was great, and we had visited every historic site and interesting attraction on our list and yet I still felt like something was missing. We always try to have an authentic experience wherever we go and I felt like we just weren’t completely achieving that when visiting Thailand.

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*Updated November 2021

I had a big to-do list for 2020, but this year has thrown all of us a huge curveball. Most of the items I had on my list I have had to table for now. Travel plans and other things I wanted to do have been put on hold. This had me take a closer look at what I wanted to accomplish this year that was within my control; things I could cross off my list no matter what is going on in the world. A big one that stood out was to sign up for life insurance. As I read this on my list the irony of the perfect timing of this task wasn’t lost on me.

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With so much time on my hands lately I have been taking a deeper look at our family’s expenses and where we can trim down a bit. I realized our family was greatly overpaying for our cell phone service. Most of us signed up for a cell plan years ago and never give it a second thought. We figure as long as it works, then that’s good enough. But why overpay?

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